29/01/2021 0 Comments
Can I Get Life Insurance/ Assurance If I Have Huntington’s Disease?
Huntington’s Disease ( HD) is a rare hereditary medical condition that causes the progressive breakdown of nerve cells in the brain.
It has a broad effect on a persons functional ability and frequently results in movement, cognitive and psychiatric disorders.
Generally if you have been diagnosed with Huntington’s Disease, acquiring life insurance cover can be sometimes difficult and is usually negotiated through a specialist insurer.
What Will The Insurer Want To Know When Assessing An Applicant With Huntington’s Disease?
When assessing your application, the Insurance provider will want to know....
* When were you first diagnosed with Huntington’s disease?
* How many of your family members have had Huntington’s?
* Details of your prescribed medication
* Are you fit to work?
* Are you using mobility aids?
If accepting your application, the insurer will also require a full medical history report from your doctor.
Mortgage Protection Insurance is also available for people with Huntington’s Disease and can be discussed in relation to the above.