Pension Mortgage

With a pension mortgage you can buy a property through your pension fund. The income and gains within these pension schemes are exempt from income tax and capital gains.

You have control over all aspects of your pension affairs including all investment and contribution decisions. You can use a mix of your existing pension fund and a pension mortgage to purchase a property. As per revenue rules, a property management company will manage the property on your behalf. Properties must be in the Republic of Ireland and they cannot be used as your (PPR) Principal Private Residence.

To find out more about pension mortgages and how you could benefit, fill out the form below and one of our expert pensions advisors will assess your situation free of charge and get back to you today