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Mortgage Protection guarantees peace of mind for your loved ones, knowing that if you die prematurely during your mortgage term, your family will be able to pay off the remaining balance of the mortgage.
The amount of mortgage protection you need and the length of time that you should be protected for depends on the amount and duration of your mortgage. As you pay off the mortgage, your life/mortgage protection insurance cover reduces in line with the reducing amount you owe on your mortgage.
WARNING: You may have to pay charges if you pay off a fixed-rate loan early