When you are planning your retirement as a business owner or a director, there are two options that may be particularly relevant to you. These are Personal Retirement Savings Accounts (PRSA) and Master Trusts. We will breakdown the key distinctions between these two retirement products which should enable you to decide which one best suits your needs. What is a Master Trust? A Master Trust is a type of occupational pension scheme which allows multiple, unrelated employer

Auto-enrolment (AE) is a new pension savings scheme set to start in Ireland on 1st January 2026 for certain employees who are not currently paying into a pension plan. People will be automatically included in the scheme but can opt out after 6 months. Many are now wondering if they should set up a pension plan themselves or wait for AE to be fully introduced and be automatically enrolled. In this blog we will explain the options you have available and why we think that you

In simple terms, a Director’s (or Executive) pension allows the transfer of profits from your company’s bank account into your own long...

1.What are the latest funding rules for an Employer paying into a Personal Retirement Savings Account (PRSA)? There is no limit on the...

How does a Director's Pension work? A Directors Pension can be the most tax-efficient way for you as a director to get profits from your...