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How much is funeral insurance in Ireland?
Thankfully we are all living longer and healthier lives, so shouldn’t need to think about funeral costs for a very long time, however, it...
Jul 1, 20212 min read
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Can you get Life Assurance with a pre-existing condition in Ireland?
People with serious medical conditions such as diabetes, cancer & heart disease form a large proportion of our society and most are...
Jun 10, 20212 min read
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How does Capital Acquisition Tax work?
In Ireland, Capital Acquisition Tax ( CAT) is more prominently known as Inheritance Tax. CAT is a tax that’s charged on money or property...
Jun 3, 20213 min read
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Can I get Life Insurance/Assurance and Mortgage Protection if I’ve had Cancer?
Cancer is the most prevailing medical condition in Ireland. Cancer life insurance premiums can differ significantly from one insurance...
Apr 15, 20212 min read
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Is Life Insurance/Assurance Available For Divers?
Depending on their work activity, getting life insurance for commercial divers can often be obtained at standard rates. In assessing an...
Apr 6, 20211 min read
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Self Build Mortgages
If you are planning to build your own home on a site you already own, or intend to purchase you will need flexibility in terms of your...
Mar 9, 20212 min read
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Is Your Greatest Asset Protected?
People don’t normally think of their current income and their future earnings as an asset. However, in reality, the salary you earn pays...
Feb 24, 20212 min read
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How will the Ulster Bank Wind Down Affect Mortgage Customers?
I have my Mortgage with Ulster Bank Ireland. What happens next? The first thing to say is that there is no need to panic. The wind down...
Feb 24, 20212 min read
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Covid 19 And It’s Impact On The Mortgage Market
It’s almost a year since we experienced our first lockdown in Ireland and Covid 19 is still causing headaches for people trying to secure...
Feb 22, 20214 min read
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The Best Of Both Worlds
Have you checked on your life policies recently? What is the difference between Life policies? Which type of life policy should I choose?...
Feb 10, 20212 min read
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Is it possible to get life insurance during pregnancy?
Yes, you are eligible for life insurance during pregnancy. Making an application for a life insurance policy when you’re pregnant is...
Feb 8, 20212 min read
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Switching Made Simple With Citywide
Switching your mortgage provider or product can help you save money. It can also create additional funds for home improvements, reduce...
Feb 2, 20213 min read
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Can I Get Life Insurance/ Assurance If I Have Huntington’s Disease?
Huntington’s Disease ( HD) is a rare hereditary medical condition that causes the progressive breakdown of nerve cells in the brain. It...
Jan 29, 20211 min read
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Purchasing An Investment Property – FAQ’s
In this blog our resident mortgage expert Robert O’Neill QFA answers 10 questions we regularly get asked about buying an Investment...
Jan 22, 20213 min read
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What are the options for Life Insurance/Assurance if I have Tinnitus?
Tinnitus is the medical name for a hissing, whistling or ringing sound sensation in one or both ears or in the centre of the head. It is...
Jan 15, 20212 min read
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What exactly is Mortgage Protection Insurance?
Mortgage Protection Insurance is a policy that pays off your existing mortgage if you or another policy holder dies during the term of...
Dec 4, 20202 min read
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Can you get Life Insurance/Assurance if you are overweight?
The majority of medical professionals agree that once a person attains a BMI ( Body Mass Index) score of 25 to 30, they are considered to...
Dec 4, 20201 min read
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MORTGAGE AFFORDABILITY
How do banks calculate mortgage affordability? When determining a mortgage, lenders use different criteria to decide on the amount of...
Nov 25, 20202 min read
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Mortgages FAQ’s
What is a mortgage? A mortgage is a loan taken out to buy a house, property or land. The loan is ‘secured’ against the value of your home...
Nov 11, 20203 min read
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Can You Get Life Assurance/Insurance With Cerebral Palsy?
Cerebral Palsy (CP) is a condition marked by impaired muscle coordination typically caused by damage to the brain before birth. There are...
Nov 3, 20201 min read
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